As the year steadfastly winds down, many of us are busy ramping up for the new school year and the upcoming holiday season and festivities. It’s easy to get caught up in the seasonal whirlwind and forget about important matters like your dental health. However, there’s an essential aspect of dental care you should keep in mind before the year ends – making the most of your dental insurance benefits.
Use It or Lose It
The “Use It or Lose It” principle applies to dental insurance, as failing to take advantage of your benefits before December 31st could mean missed opportunities for a healthier smile coupled with potential savings. Here’s why you should make the most of your dental insurance benefits before the year comes to a close:
-Maximize Your Coverage: Dental insurance plans typically provide an annual maximum coverage amount. This means your plan will cover up to a certain dollar amount each year. If you haven’t used up your entire coverage amount by the end of the year, the unused portion won’t roll over to the next year. It’s like leaving money on the table.
-Preventive Care Matters: Many dental insurance plans cover preventive services like cleanings, exams, and X-rays at 100%. By scheduling these appointments before the year ends, you can ensure you’re taking full advantage of your benefits to maintain excellent oral health.
-Avoid Future Issues: Delaying necessary dental treatments often leads to more extensive and costly procedures down the road. By addressing dental issues promptly, you can prevent them from worsening and save money in the long run.
-New Year, New Deductible: Dental insurance plans often have an annual deductible that you must meet before your coverage kicks in. If you’ve already met your deductible for the year, it’s an excellent time to schedule any needed treatments while your insurance will cover a larger portion of the costs.
-Beat the Rush: Dental offices tend to get busier towards the end of the year as patients rush to use their insurance benefits. By scheduling your appointments early, you can avoid the year-end rush and have more flexibility in choosing convenient appointment times.
-Treatment Planning: If your dentist recommends a treatment plan that spans multiple visits, starting it before the end of the year can ensure you use your current year’s benefits and potentially save money on the overall cost.
Don’t let the “Use It or Lose It” principle catch you by surprise. Take a few moments to review your dental insurance plan, schedule any necessary appointments or treatments, and make the most of your benefits while you can. Please call our offices today and schedule a consultation with Dr. Timothy Gardner or Dr. Todd Leiker at either of our offices, Conroe & Montgomery, Texas. Our Team at Montgomery & Conroe Comprehensive Dental Centers is happy to have the ability to serve you and maintain your best smile.